I wanted to write a quick post about worker’s comp. As a homeowner, it is very important that you see or check the Ohio BWC website to ensure the company that you plan to hire has workers compensation. If you do not confirm that the policy is active you are assuming the risk of an injured worker on your property. I have attached a link to Ohio BWC website, https://www.ohiobwc.com/provider/services/mcolookup/nlbwc/default.asp. All you have to do is type in the business name, Joseph Tree Service LLC, and press enter. The result will state some information about the company and its coverage status.
Estimating is a very challenging aspect of our business. We try hard to calculate the time and skill needed to complete the work you require. Using our experience, knowledge of tree work, and our business needs, we come up with an estimate. Usually we are very competitive, but not always. We want to work for you. If there is a discrepancy between our estimate and others you have received, please contact us and we will make every attempt to match other estimates. This can not always be done because of certain equipment needs to complete the job and some business’s do not have proper coverage and insurance. In these situations we most likely will not be able to match. But if you like our business and would like us to complete your work and the estimate is the issue, please contact us to see if we can make an adjustment. The worst thing that could happen is we cannot! The best thing is we can, and both parties are happy!!!
When dealing with tree companies it is advised that the customer request to see documentation of worker’s compensation status and liability coverage. The purpose of the liability coverage is to cover your property against accidental damages from tree work being completed. If the tree company does not have coverage then the next option is your homeowners insurance. You, the customer, would have to contact your agent to find out if they would cover any damage to your property caused by the tree company. I would be cautious of accepting anyone’s verbal statement of coverage.